How to avoid a debt trap when taking a home loan: Key steps to keep in mind before applying

Buying a home in India has been considered an essential life milestone and one of the most significant financial commitments ever. However, this dream can turn into a burden of unmanageable debt in case of a lack of proper planning. The biggest planning that involves is regarding a home loan, as it is a smart way to achieve home ownership. However, it can become a headache if not managed wisely.